How we choose and review

Turned Down by the Bank is run by Tally. Tally is our editorial choice because it's our own service. We say that plainly so you can judge the recommendation for yourself.

What we look for in a provider

Lends to businesses the banks have declined, on fair terms.
Looks at recent trading, not just credit scores.
Explains its decision and reasons.
Clear total cost and no upfront fees.
Offers a range of products, not just one.

What this site is not

It isn't a measured ranking of every provider in the market, and it isn't financial advice. Facts are checked against official sources listed in the directory. We review the content regularly, and the date at the foot of each page shows the last review.